مسائل المنتخبه (Articles Of Islamic Acts) - الخوئي، السيد أبوالقاسم

اسم الکتاب : مسائل المنتخبه (Articles Of Islamic Acts) المؤلف : الخوئي، السيد أبوالقاسم الجزء : 1 صفحة : 630

bill of exchange to a person Saying that after the expiry of a fixed period, the bank should paythe amount to the creditor in cash, the instructions given to the bank are as a pay order, and the bank is not entitled to claim wages for the acceptance of this pay order.As the bank is a debtor of the person issuing the bill of exchange the pay order will be effective even if the bank declines to accept it. But if the person obtaining thebill of exchange asks the bank to pay him its price or the person giving the bill of exchange has no account in the bank and the bank pays the price of the bill of exchangethe bank will be entitled, in both the cases, to receive wages.

TRANSACTION OF FOREIGN CURRENCY
2870. In order that foreign currencies should be available in the market in sufficient quantity and they should earn profit from their purchase and sale, the banksundertake dealings therein. If a bank deals in foreign exchange and earns profit by selling a foreign currency at a price higher than that at which it is purchased, it islawful and it makes no difference whether the transaction is in the form of loan or cash.

CURRENT ACCOUNT
741. A person is entitled to withdraw from a bank an amount equivalent to that which he deposited in the bank. However, at times it so happens that a person can withdraw anamount from the bank although he may have no money in the bank. Hence, if the bank relying on the person, advances him money, in spite of his having no account in the bank,and takes profit on it, it will be interest bearing loan, which is unlawful. However this transaction can also be given a lawful form in accordance with what has been explained above with regard to banks.(See: Article 2859).

اسم الکتاب : مسائل المنتخبه (Articles Of Islamic Acts) المؤلف : الخوئي، السيد أبوالقاسم الجزء : 1 صفحة : 630

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